Postal Life Insurance (PLI) Calculator

Postal Life Insurance
Endowment Assurance (Santosh) Calculator

Get wholesome insights into premium, maturity, term, taxes, bonus and returns of investment in PLI policy.

Policy type Date of Birth Maturity Age Sum Assured (₹) Premium Frequency

Policy Conditions & Notes

You can avail loan on your policy after 3 years
You can surrender your policy after 3 years
No bonus if policy is surrendered before 5 years
Proportionate bonus is paid if surrendered after 5 years
In case of death, Sum Assured + Accrued Bonus is paid to the assignee, nominee or legal heir.
Last declared bonus rate: ₹52 per ₹1000 sum assured per year