Rural Postal Life Insurance Gram Sumangal (RPLI Anticipated Endowment Assurance) calculator
Calculate premium, survival benefits, maturity, bonus, taxes and return on investment in Gram Sumangal policy.
Policy Conditions & Notes
No loan facility is available in this policy.
No surrender facility is available in this policy.
Survival benefits payouts as 20% of sum assured are released in three periodic payouts, for policy with 15 years term payouts release on completion of 6th, 9th and 12th year and for policy with 20 years term payouts release on completion of 8th, 12th and 16th year .
Maturity payout as remaining 40% of sum assured with accrued bonus is released on completion of full term.
In case of death of policyholder, full sum assured + accrued bonus is paid to the assignee, nominee or legal heir, without taking any survival benefit payouts into account if paid any.
Last declared bonus rate: ₹45 per ₹1,000/- sum assured per year.