Rural Postal Life Insurance 10 Years Rural PLI (Gram Priya) calculator
Calculate premium, survival benefits, maturity, bonus, taxes and return on investment in Gram Priya policy.
Policy Conditions & Notes
No loan facility is available in this policy.
No surrender facility is available in this policy.
Survival benefits payouts as 20% of sum assured are released on completion of 4 years and 7 years.
Maturity payout as remaining 60% of sum assured with accrued bonus is released on completion 10 years.
In case of death of policyholder, full sum assured + accrued bonus is paid to the assignee, nominee or legal heir, without taking any survival benefit payouts into account if paid any.
In case of non payment of premiums in specific conditions of natural calamities like flood, drought, earthquake, cyclone etc, no interest is charged for one year on balance premium payments.
Last declared bonus rate: ₹45 per ₹1,000/- sum assured per year.
