Postal Life Insurance
Whole Life Assurance (Suraksha) Calculator

Get wholesome insights into premium, maturity, term, taxes, bonus and returns of investment in PLI policy.

Policy type Whole Life Assurance (Suraksha) Endowment Assurance (Santosh) Date of Birth Premium Ceasing Age 55 58 60 Sum Assured (₹) Premium Frequency Monthly Quarterly Half-Yearly Yearly Calculate 📋 Copy Summary ⬇️ Download PDF

Policy Conditions & Notes

• You can avail loan on your policy after 3 years
• You can surrender your policy after 3 years
• No bonus if policy is surrendered before 5 years
• Proportionate bonus is paid if surrendered after 5 years
• Insurant on attaining the age of 80 years, Sum Assured + Accrued Bonus is paid.
• In case of death, Sum Assured + Accrued Bonus is paid to the assignee, nominee or legal heir.
• Last declared bonus rate: ₹76 per ₹1000 sum assured per year