Postal Life Insurance (PLI) Calculator

Surrender Value Calculator
Postal Life Insurance (PLI) & Rural Postal Life Insurance (RPLI)

Calculate surrender value, surrender factor, reduced sum assured and proportionate bonus for all PLI and RPLI policies.

Select your policy type from the dropdown below.

Recommended Protection Plan

₹1Cr Term Plan @ just ₹578/month@3

Secure your family’s future with a high-coverage term insurance plan from a trusted insurer. Simple online process, flexible premium options, and tax benefits as per applicable laws.

  • ✔ Life cover up to ₹1 Crore
  • ✔ Affordable monthly premium
  • ✔ Online policy purchase
  • ✔ Tax benefits under Section 80C*
Check Premium

*T&C apply. Premium depends on age & profile. (Sponsored)

What is PLI Surrender Value Calculator?

The PLI Surrender Value Calculator is a free and dynamic online tool that helps you instantly calculate surrender value, surrender factor, reduced sum assured and proportionate bonus for any PLI and RPLI policies. It is also called premature policy closure calculator.

This calculator is for existing investors who want to surrender their policy before maturity.

This tool is designed for all life insurance schemes which has surrender facility, offered by Postal Life Insurance and Rural Postal Life Insurance.

Simply choose a policy type from the dropdown in the PLI surrender value calculator above, to calculate surrender value, surrender factor, reduced sum assured and proportionate bonus for that specific PLI or RPLI scheme.

Postal Life Insurance (PLI) Policies: Rural Postal Life Insurance (RPLI) Policies: